• LOC Federal Credit Union Logo


    Help teach your student the value of saving with LOC!
    Wood Creek Credit Union opens September 29, 2017.


    In 1995, LOC Federal Credit Union opened its first student-run credit union in Farmington Hills. Today, LOC is a proud partner with Farmington Public Schools, Hartland Consolidated Schools and Howell Public Schools and operates 20 in-school branches. Our in-school program and this community partnership strengthen student advancement as a result of exposure to positive community role models.

    For 10 years, LOC Federal Credit Union has operated a full-service, student-run branch at Wood Creek. Our student-run credit unions are managed by students with the supervision of an LOC employee. Student employees gain hands-on experience on how to run a branch and they perform duties of the various positions available at a financial institution. They are also taught real-life work skills, such as

    • Resume writing and interviewing techniques
    • Professionalism and team work
    • Development of responsibility and leadership skills
    • Increased student confidence
    • Counting money efficiently
    • Financial education classroom presentations
    • Importance of having healthy savings habits
    • Interpersonal and communication skills
    • Increased math skills and more.

    Not only does this program teach valuable skills to students working the credit union, this also gives all students real-life lessons in savings and finance.

    All students, staff, and parents at Wood Creek are eligible to open an LOC account through the student-run credit union. Wood Creek Credit Union is open Friday mornings from 8:45am – 9:15am and operates under the direction of Annie Wiltse, Youth & Community Development Coordinator at LOC.

    To open an account, access the links below to print and complete an application and return to Ms. Wiltse on Fridays from 8:45am – 9:15am or go directly to LOC’s website to begin the account application process online.

    Account Application
    Parent Question and Answers


    For a full list of student-run branch locations and operational hours, visit locfederal.com/cuatschool.

    For additional information or with further questions, contact:

    Annie Wiltse, Youth & Community Development Coordinator at LOC
    (248) 919-5830


    Elizabeth Wilson, 5th grade teacher