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Employment: Benefits FAQs


Q: My child is graduating from college, how long can I keep him/her on the insurance?
A: With many recent and upcoming college graduations the question of insurance coverage has come up. If you have a recent graduate and have questions about keeping him/her on your benefits the following information may be useful. (Also, please note that while this refers to the Blue Cross booklet, the same rules apply for BCN subscribers.)

Dependent eligibility is discussed on page 2 of the Purple Summary Plan booklet that describes your BCBSM benefits under MEBS (these criteria also apply if you have BCN). Basically, your dependent children can be covered from age 19 up to the end of the calendar year in which they turn 25 if they meet all of the following criteria:

  • they are unmarried
  • they are dependent upon you for more than 1/2 of their support
  • they are a member of your household
  • they are related by blood, marriage or legal adoption/guardianship

To be covered beyond the age of 25, dependent children must meet all of the above criteria AND be a full-time student as verified with the university. I hope this helps!

Please be sure to notify the Benefits Department AS SOON as a dependent no longer meets any of the above requirements.

Q: Can I download forms from this web site and print them on our own printer?
A: Please download these forms and fill them out. You do not have to submit original forms. Then forward the completed forms to the Employee Benefits Department for processing.

Q: I am getting married, when can I add my spouse?
A: You only have a 30 day window from your date of marriage in which to add your spouse. To allow time for processing, please inform the Employee Benefits department of your marriage AS SOON AS POSSIBLE but no later than 3 weeks after the event. Information required:

  • Date of marriage
  • Spouse's name
  • Spouse's date of birth
  • Spouse's Social Security number
  • A copy of the marriage certificate
  • New address and phone number (if applicable)
  • Medical and/or Dental coverage of spouse (if applicable)

Q: How do I get information concerning insurance coverage while travelling abroad?
A: Visit the travel abroad links on our links page